Welcome to

126Consulting.com

Our ultimate objective is to offer you a service that ensures your claims process is smooth and equitable.

We advocate for the Insured against these greedy and manipulative insurance companies.

Free property damage assessment, ZERO upfront or out-of-pocket fees.
We negotiate to get you the HIGHEST paid settlement. We only get paid when you get paid. We can arrange mitigation services for your convenience along with trusted contractors at your disposal.

How public
adjusting works

We are seasoned public adjusters who hold licenses in California, Nevada, and Arizona. Our ultimate objective is to offer you a service that ensures your claims process is smooth and equitable. We recognize that this procedure can be extremely nerve-racking, and our duty is to alleviate this burden from your life. There are numerous minuscule aspects that the typical policyholder or business proprietor may not be aware of, which they are entitled to. Unfortunately, insurance companies, in most cases, do not inform or guide you through this process in a time-efficient manner. At our end, we ensure realistic expectations backed by remarkable outcomes. Our primary purpose is to be of service. If you come across this before experiencing a loss, we recommend having an external party scrutinize your current insurance coverage, as many individuals are underinsured and get caught in a financial crisis when it’s too late.

Contact Us + FREE Inspection

All you need to do is call or email us! We can schedule an appointment to assess your damages and go over your policy. You can also fill out our Free Property Inspection form to get started.

Evaluation

After it's been determined that there is adequate damage and a "case”, a contract is signed. No fine print or fancy wording, just a contract to say you give us permission to represent you and to speak with the Insurance company on your behalf.

Retrieve Data

The next step is to "scope" the property including taking pictures, measurements, and other information about the damages. This can be done the same day of your free inspection or when you're ready. We work 7 days a week, so we are flexible for your schedule.

File the Claim

We notify your Insurance company, send the proper forms and our damage estimate. Usually this is when they send out their staff adjuster to write up an estimate on their behalf. We meet with them at your property, you can decide to be there or not. Vacation homes are something we see quite often, so it's OK if you can't be there.

Negotiate the Claim

After the staff adjuster’s estimate is turned into the Insurance company, they dictate what will be paid on your claim. This begins the negotiations, and we do all of this for you. It can range from a few days to a few months depending on the company. Our staff is in touch with them nearly every day to ensure their diligence and swift resolution.

Fight + Settle the Claim

Finally there will be an agreement for a fair allotment. Within days the Insurance company usually issues a check by mail to you and your PA to cover your damages and costs. Rarely, when the Insurance company refuses to concede, the claim can move into a phase called appraisal or eventually litigation (but more than 95% of these court cases rule in favor of the property owner).